Bayport Personal Loans, Debt Consolidation & Financial Wellness
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COVID-19 Notice: Bayport’s services are still accessible. Bayport encourages you to process all your Bayport requirements online. You can apply, get updates and view statements via our online portal. Please register and login. You can also use our WhatsApp self service portal by sending a message to 087 240 5555. For more information click here

Get your
credit health report
today

Because improving your financial status starts with knowing it.

Get free
financial information,
tools and tips

Because managing your money better starts with understanding it.


Bayport helps employed South Africans to bring their debt under control

Bayport has more than 18 years’ experience of South Africans’ credit behaviour and needs. This makes us the ideal partner for employers who want to empower their staff, and for employees who want a financially secure future.

Our holistic, long-term financial wellness solution combines practical debt solutions with financial education to offer employees a way out of financial distress, into financial wellness.

We know that employees’ personal financial distress spills over into the workplace, leading to strained employer/employee relations, lack of productivity, absenteeism and more. We also know how to break the over-indebtedness cycle and its destructive consequences.

Bayport Whatsapp Self Service

Bayport Whatsapp features
  • Apply for a Wellness product
  • Get your Bayport statement
  • Get a Credit health report
  • Access your profile
  • Need additional help? we can call you back.
Personal Loan
Getting Started

Add the official Bayport Whatsapp number
087 240 5555

Send Hi to 087 240 5555 on WhatsApp, or get started here Bayport Whatsapp web

How to get your debt under control

Before you can get on top of your debt, you have to know what you are dealing with. Follow these 5 steps and with Bayport’s help your journey to financial wellness can start today.

1 Register
2 Request
3 Understand
4 Act
5 Learn

Step 1: Register and activate your free Bayport account

Provide us with your contact details and create a password for your Bayport account. You will then receive an email to activate your account. Once received, click the ‘activate account’ button and proceed to login.

Step 2: Login and request your free credit health report

Your credit health report is a complete picture of your current credit status and includes your credit score. All South Africans can get one free credit health report per year.

Step 3: Read and understand your credit health report

If you need any help understanding your credit health report and/or the options you have, talk to a Bayport agent – either through our call centre or the Bayport Money Solutions agents where you are employed.

Step 4: Decide how to proceed and act

Now that you know what to do, get started: pay off and close your expensive accounts, take out a consolidation loan, budget better and track your expenses.

Step 5: Keep educating yourself about money and finances

The better you understand how money works, the better you can make your money work for you. Visit our information centre now and start using the tools, tips and resources.

Why choose Bayport for your personal loan

Personal Loan
Personal loan

Get a personal loan from R1,000 up to R250,000 with flexible repayment terms.

Debt Consolidation
Debt consolidation loan

Settle your other loans when you apply for a personal loan and have one account to manage.

Nationwide Footprint
Nationwide footprint

Our footprint in South Africa covers all major metropolitan areas and all popular mediums of communication.

Third largest unsecured lender
Employee wellness

We partner with employers to provide tailor-made financial wellness solutions to improve their employees financial health.

Bayport customer benefits

As a Bayport customer, we want to make your journey with us a convenient and simple one Here are some of the benefits that our customers enjoy:

Online statements and payments
Free 24/7 Access to online statements

Easy access to online statements and to make secure payments.

Mobile app 24-7 self-service
24/7 self-service on our mobile app

Dedicated and professional support via our Mobile App, Website or WhatsApp.

Credit health report
Get a FREE Credit Health Report

Get a FREE Credit Health Report Get access to a free credit health report each month.

Your loan is insured
Your unsecured personal loan is insured

Your short-term unsecured loan is insured in the event of death, disability or retrenchment.

  • Bayport offers personal loans from R1,000 to R250,000.
  • Consolidate your debts with a debt consolidation loan.
  • Financial literacy tools and free resources to guide you on your journey to reaching your financial goal.
  • Dedicated and professional support via our Mobile App, Website or WhatsApp.
  • Tailored financial wellness solutions through our Employee Wellness partnerships.
  • A fixed interest rate throughout your loan term.
  • Access to online financial affordability calculators, financial literacy resources and financial planning tools.
  • Flexible repayment terms from 6 to 84 months.
  • Bayport offers personal loans from R1 000 to R250 000.
  • Consolidate your debts with a debt consolidation loan.
  • Financial literacy tools and free resources to guide you on your journey to reaching your financial goal.
  • Tailored financial wellness solutions through our Employee Wellness partnerships.
  • Tailored financial wellness solutions through our Employee Wellness partnerships.
  • A fixed interest rate throughout your loan term.
  • Access to online financial affordability calculators, financial literacy resources and financial planning tools.
  • Flexible repayment terms from 6 to 84 months.

Visit our information center

Beware of financial scams
Is it a scam?

Keep up to date on the latest scams used in the financial services industry

Bayport’s financial wellness blog
Visit our blog

Get great tips from our simple and practical financial wellness articles

Bayport Financial Services to Covid 19 Lockdown
COVID-19 Update

Learn about Bayport's response to COVID-19 and the national lockdown

Testimonials

Testimonial
Jacob: Branch manager
Financial status: over-indebted

"When I was demoted due to a company restructuring, my salary was cut by 35%....
read more

Testimonial
Lerato: Human capital manager
Financial status: distressed:

"I had more than R400,000 debt and was behind on all my loans and accounts...
read more

Testimonial
Mandla: Factory worker
Financial status: In good standing

When my house got damaged in the Umlazi floods, I had R94,000 in debts, ...
read more

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